Green Valley subdivision is now offering this great opportunity. Main floor features kitchen with stainless steel appliances, breakfast bar and pantry. Dining area with peek a boo view of living room. Upstairs you find master bedroom with dual vanity sinks and walk in closet. Covered back patio backs to common area with double gate on east side of property leaves area to park your toys. If you are a home buyer looking for an awesome opportunity to live in a great Meridian, Idaho community this is your chance for $139,900. To schedule your own private showing contact Joshua Groesbeck 208-353-7131. For financing call Whitney Curran 208-860-6367 at Academy Mortgage.
Eagle Idaho Golf Community Homes
March 27, 2012 By Leave a Comment
Opportunity knocks in the Banbury Meadows Community! 3 Bed 3 Bath 2646 sqft, this spacious patio home includes a main level master with dual vanities, large tiled shower w/ separate soak tube and walk in closet. Hardwood floors flow through the gourmet kitchen which includes stainless steel appliances and slab granite counters, all of this sets off your fireplace. Upstairs has a bonus/media room, full bath with over sized bedroom. It’s almost like having a separate living quarters. GOLF COURSE COMMUNITY!! $239,00
To schedule your own private showing please contact Joshua Groesbeck 208-353-7131 or josh@homeswithjosh.com
Newly Listed Boise Home
January 30, 2012 By Leave a Comment
Community near Micron,Lucky Peak,Greenbelt and River. Feel at home when entering tiled entry with sitting area.Main level enjoy an open floor plan with nice sized kitchen with granite covered island overlooking your living room w/gas fireplace. Big main level office. Venture upstairs and you will find a landing area that is a great use for media space. Master bedroom is huge with dual vanities, shower w/soaker tub and walk-in closet that is sure to impress. All bedrooms are over sized. Large patio & shed. MLS#98485843
Call Joshua Groesbeck to schedule you private showing today! 208-353-7131 or josh@homeswithjosh.com
Another Boise Approved Short Sale
November 7, 2011 By Leave a Comment
Another Boise Approved Short Sale
1050-1100 S. Curtis Rd. is a occupied duplex that is all about cash flow! Unit #1 is a 2 bed 2 bath while unit #2 is 1 bed 1 bath, each have a great rental history. Take advantage of your opportunity to own a piece of Boise, Idaho and get paid in return. Any questions please call Joshua Groesbeck 208-353-7131 or josh@homeswithjosh.com
First Time Home Buyer Or Investment
September 12, 2011 By Leave a Comment
First Time Home Buyer Or Investment!!Adorable 3 bedroom 2 bath 1144 sqft. split floor plan with quiet location near NNU. Landscaping gives very nice curb appeal to this corner lot home. Dual gates for R.V. parking on the west side of back yard. Back yard has concrete patio with mature tree providing excellent shade for those evening BBQ’s. $69,900 you can bet that this won’t be available for long!
For more information about this home and others call Joshua Groesbeck direct at 208-353-7131 or josh@homeswithjosh.com
Buy Now With Record Low Interest Rates
September 7, 2011 By Leave a Comment
BUY NOW WITH RECORD LOW INTEREST RATES -Mortgage rates for 30- year fixed rate mortgages fell this week, with the current rate borrowers were quoted on Zillow Mortgage Marketplace at 3.92 percent, down from 4.07 percent at this same time last week. This represents the second time the rate has dropped below 4 percent and is a return to the lowest rate recorded since Zillow Mortgage Marketplace launched in April 2008. That rate was recorded on Aug. 10, 2011.
After rising to 4.07 percent on last Thursday, the 30-year fixed mortgage rate hovered between 3.98 percent and 4.05 percent before diving to the current rate early this morning.
Additionally, the 15- year fixed rate mortgage rate this morning was 3.17 percent and for 5/1 Arms the rate was 2.57 percent.
Apply for financing thru http://academymortgage.com/WhittneyCurran
Whittney will get you the best rate and always be there for any questions you may have. Once approved call Joshua Groesbeck and take advantage this housing market. Great prices with record low interest rates = Winning!
Joshua Groesbeck
208-353-7131 or josh@homeswithjosh.com
Charming Boise Short Sale
July 7, 2011 By Leave a Comment
REO Offering 3.5% Closing Cost Assistance
April 13, 2011 By Leave a Comment
Fannie Mae announced Monday that borrowers purchasing a Fannie Mae-owned property through HomePath, the GSE’s REO disposition operation, will receive up to 3.5 percent in closing cost assistance.
The initial offer must be submitted on or after April 11, 2011, and the sale must close on or before June 30, 2011 to be eligible for the incentive. Fannie Mae said it can give no assurance on the time required to close, but initial offers submitted after May 15, 2011 are particularly questionable for closing by the incentive deadline of June 30.
http://homeswithjosh.com/search/ List of Bank Owned Homes
For more information call Joshua Groesbeck 208-353-7131 or josh@homeswithjosh.com
Waiting To Buy A Home
April 12, 2011 By Leave a Comment
Buying a home is a personal decision that is usually the single largest investment of a lifetime. This real estate downturn is now bigger than the great depression, fact. Prices are soft but there are still a lot of reasons to be very serious about shopping for your future home. If you are sitting on the fence waiting to time the market looking for the absolute bottom please continue to read. The cost of your home loan is going to go up and that is going to affect you more than a sticker price on your home. Joshua Groesbeck 208-353-7131 or josh@homeswithjosh.com
Interest Rates Are Increasing
Interest rates have increased almost 3/4 of a point in the last six months. Most experts expect rates to continue to increase through the year. Interest rates along with price determine the overall cost of a home. Even with prices softening, if interest rates rise, it may be less expensive to buy now rather than wait.
The 30-Year Mortgage May Disappear
There has been much debate regarding government’s role in providing support for homeownership. There are several experts who believe If Fannie Mae and Freddie Mac’s roles are eliminated, or even limited, it may be the end to the 30-year mortgage. This concern is addressed in MSN Real Estate’s Is it curtains for the 30-year mortgage?
QRM Requirements Could Be Much More Stringent
Here are proposed changes to the requirements for a ‘qualified residential mortgage’:
* Certain mortgage types would be eliminated
* You would need to put a minimum of 20% down
* You would need a minimum 690 FICO score
* The ratios of income to both the mortgage payment and overall debt would become much more conservative (28% and 36%)
There would be loans available to purchasers who don’t qualify under the new rules. However, they will probably be more expensive to the buyer (both in rate and costs).
Rents Are Expected to Increase
The supply of available rentals is decreasing and the demand is increasing. That will lead to an increase in rental costs throughout the year. The Wall Street Journal this week quoted a report by Reis, Inc:
“Expect vacancies to continue declining, and rents rising through the rest of 2011 at an even faster pace.”
Bottom Line
You may be waiting on the sidelines to see if prices will continue to depreciate before you purchase a home. The mortgage expense is a major piece in the overall financial picture of homeownership. Make sure you consider it when timing your decision.
Are Home Mortgage Rates Going Up
April 7, 2011 By Leave a Comment
The 30-year fixed mortgages rose this week, with the current rate borrowers were quoted on Zillow Mortgage Marketplace at 4.72 percent, up from 4.71 percent at this same time last week.
As of now the 30-year fixed mortgage rate declined over the weekend, falling to 4.67 percent on Saturday, before climbing to the current rate.
Furthermore, the 15-year fixed mortgage rate on Tuesday morning was 3.98 percent and for 5/1 ARMs, the rate was 3.29 percent.
What are the rates right now? Check out www.homeswithjosh.com or call Whittney Curran at Academy Mortgage 208-489-1356.
Joshua Groesbeck 208-353-7131